Lux Credit Securities undertakes the mission critical securitization and investment operations in close cooperation with reputable global service providers to ensure maximum protection of assets, tax efficiency and regulatory compliance.
Societe Generale
Société Générale S.A. is a French multinational banking and financial services company headquartered in Paris.With nearly 12,000 employees in 37 countries, the banking group is present in the main financial markets with extensive European coverage and representative offices in Central and Eastern Europe, the Middle East and Africa, the Americas and Asia-Pacific. SG's revenues exceeded EUr 25 billion in 2015 with a net income of EUR 4 billion. SG total assets amount EUR 1.334 trillion.
In Luxembourg, the Group is present for more than 120 years and offers services to business customers, institutional investors (Securities Services) and high net worth individuals (Private Banking) via our highly active trading room. Societe Generale is also present in the Grand Duchy through the vehicle leasing and the life insurance. More than 1,200 staff members work today in Luxembourg.
Deloitte Audit
Deloitte Audit Sarl is the auditor. The auditor is a member of the Luxembourg Institute of Auditors (lnstitut des reviseurs d’entreprises). Under the Deloitte brand tens of thousands of dedicated professionals in independent firms throughout the world collaborate to provide audit, consulting, financial advisory, risk management, and tax services to selected clients.
Intertrust
Intertrust is a global leader in the trust and corporate services sector, providing a broad range of high-end legal and financial administrative services to corporations, funds, financial institutions and private individuals from every corner of the world. Intertrust’s clients include 60% of the Top 10 of the Fortune Global 500, 64% of the Top 50 of the Fortune Global 500, 60% of the Top 50 of the Private Equity International 300. Intertrust has over 1,800 specialists working from 37 offices in 26 countries, including the world’s most important financial centers.
Egan Jones
Egan-Jones Ratings Company, was founded in 1995 and actively rates the credit worthiness of approximately 2000+ high yield and high grade U.S. corporate debt issuers. Egan-Jones positions itself as unique among nationally recognized statistical rating organizations (NRSROs) for being wholly investor-supported, a structure designed to minimize the potential for conflicts of interest in assessing credit quality. The firm was granted NRSRO status on December 21, 2007, making it the ninth such organization to be recognized by the SEC. Egan-Jones Ratings started providing ratings in 1995 for the purpose of issuing timely, accurate ratings. The firm rapidly gained credibility by flagging the failures of Enron and WorldCom, and has since established itself as a leading global provider of credit ratings. Egan-Jones is a Nationally Recognized Statistical Ratings Organization (NRSRO) and is recognized by the National Association of Insurance Commissioners (NAIC) as a Credit Rating Provider. Egan-Jones is also certified by the European Securities and Markets Authority (ESMA). Studies by the Federal Reserve and prestigious academic institutions confirm that over time, ratings from the largest NRSROs tend to converge toward the Egan-Jones Rating. The effectiveness of Egan-Jones’ investor-supported credit ratings has been measured by third parties, including Richard D. Johnson of the Kansas City Federal Reserve, the Stanford University Business School and the University of Michigan’s Business School.
Lux Financial Advisors
Lux Financial Advisors Inc. is the Canadian originator of secured loans in the North American territory. The company is a fast track loan application processsor and credit analyst for SME's and highly specialized in complex debt (re)structuring, asset collateralization and insurance as well as loan related transaction processing. Lux Financial Advisors BV is the Dutch sister company, responsible for loan origination and administration in European territory. Both companies have a broad experience in asset based lending including purchase order financing, invoice discounting, reversed factoring and leasing.
Hill Smith King Wood
Hill Smith King & Wood Law Firm (HSKW) is legal advisor in USA. The company is existing and organized under the laws of New York, United States. HSKW is a multi-practice boutique law firm based in New York, London and The Netherlands. HSKW has a global reach with a strong reputation for its focus on international tax matters. The taxation practice cover the range of all international business activities and taxes. HSKW provides ongoing advice to multinational businesses concerning all U.S. federal income tax rules relevant to foreign operations, as well as specific advice concerning foreign taxation, with a particular focus on the countries of the European Union. HSKW has developed a substantial practice advising leading private equity firms, entrepreneurs and emerging companies on the unique tax issues associated with venture financings, initial public offerings, joint ventures, leveraged recapitalizations and mergers and acquisitions involving emerging companies. The tax lawyers in this group also work with a number of leading private equity firms on the tax aspects of fund formations, early and later stage investments, buy-outs and recapitalizations.
Ogier
Ogier, is legal advisor for Luxembourg. Ogier is a public limited liability company (societe anonyme), incorporated, existing and organized under the laws of Luxembourg. Ogier is based in 8 jurisdictions including Luxembourg. Ogier is elected International Law Firm of the Year in 2014 and International Legal Team of the Year 2015. Ogier renders legal services for the corporate and financial sectors principally in the areas of banking and finance, corporate and commercial, investment funds, dispute resolution, private equity and private wealth. We also have strong practices in the areas of employee benefits and incentives, employment law, regulatory, restructuring and insolvency and property.
Guarantius Capital
Guarantius Capital is an actuarial and risk management service provider, incorporated, existing and organized under the laws of the Netherlands Guarantius has been appointed as Risk Advisor providing the Board of Directors with critical data analysis for their investment decision making, including pricing, valuation of assets, actuarial analysis (i.e. longevity risks, CSV calculations, premium) and liquidity, interest, credit and currency risks and provide adequate mitigation strategies (i.e. hedges). The staff consists of multinational, multi-disciplinary experts with over 20 years’ experience in expert and executive positions at global leading financial institutions. The staff has track records of proven success and high level references and profound recommendations from industry leaders. Guarantius possesses unique intellectual property (algorithms, software) for asset valuation and risk pricing. In support hereof they develop tailor-made actuarial and risk management instruments enabling the Issuer to plan and manage liquidity, cash flows, build and optimize the portfolios and mitigate associated risks.
Lux Capital Corporation
Lux Capital Corporation is a capital markets service provider, incorporated, existing and organized under the laws of Ontario, Canada. Lux Capital is specialized in the development of structured financial products (bonds, notes) and tax-efficient special purpose investment and securitization vehicles utilizing first class alternative asset classes. In support hereof they develop dedicated principal capital and yield protection structures and customized risk management and financial management instruments. Lux Capital assists organizations to issue secured debt structures and vehicles like bonds and to effectively raise capital from capital markets. They arrange for parties enabling access to global prospective investors (introduction only). Lux Capital occasionally engages in other areas of fund raising including corporate finance, private equity, venture capital as well as debt restructuring and consolidation of distressed asset portfolios.
TotalServe
Totalserve is a renowned award winning global service provider specialised in the fields of international tax planning, corporate, trusts, and fiduciary services. Established in 1972, the Totalserve name has been built on solid foundations based on integrity and respect for clients and associates.
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Our bonds are suitable for qualified investors only and specific restrictions apply for certain jurisdictions. We strongly recommend to carefully read the terms and conditions enclosed in our Offering Memorandum.
Investments in debt instruments (to be) issued by Lux Life Securities S.A. or any of its compartments and as such the content of any of our publications is only suitable for prospective investors who have: - sufficient knowledge and experience to make a meaningful evaluation of the instruments, the merits and risks of investing in the instruments and the information contained or incorporated by reference in the respective Offering Memorandum or any supplement thereto; - have access to, and knowledge of, appropriate professional resources and/or analytical tools and factual data to evaluate, in the context of its particular financial situation, an investment in the instruments and the impact the instruments will have on its overall investment portfolio; - have sufficient financial resources and liquidity to bear all of the risks of an investment in the instruments where the currency for principal payments is different from the prospective investor’s currency; - understand the terms and conditions of the instruments to the full extend and be familiar with the volatility, uncertainties and contingencies of any financial markets; and are able to evaluate (either alone or with the help of a qualified financial adviser) possible scenarios for economic values and risk and other factors that may affect its investment and its ability to bear the applicable risks.
The issuing or transfer of any debt instruments issued by Lux Life Securities S.A. or any of its compartments is only possible when: - such transaction is executed with or between professional investors within the meaning of Annex II to Directive 2004/39/EC; or - the denomination of the instruments of such transaction is equal or exceeds EUR 125,000; and - any issue or transfer shall be made in accordance with the provisions of Luxembourg law.
To the fullest extent allowed by law, Lux Life Securities and its service providers do not accept liability for any loss which may arise from reliance on the information obtained from our websites and any other publications. Lux Life Securities and its service providers BHG do not accept any responsibility whatsoever for any loss occasioned to any person no matter however caused or arising as a result, or in consequence, of action taken or refrained from in reliance on any of the contents of our publications. Detailed specialist advice from a qualified professional should always be obtained before taking or refraining from any action applying the information to particular circumstances.
Access to information related to the financial products and corporate and financial services of Lux Life Securities and its service providers on the websites may be subject to restrictions with regard to certain people or certain countries. None of the information related to financial products and corporate or financial services of Lux Life Securities and its service providers presented here may be provided to a person who makes such a request if the laws of his or her country or any other country concerning him or her forbids it. You are asked to ensure that you are legally authorized to connect to the present the websites from the country in which your internet connection is established.
The information available on our websites does not constitute an offer of, or an invitation to purchase or sell, securities, nor any investment advice or any other recommendation. Any materials are provided for informational purposes only. The public offer and the sale of securities are subject to the national laws of the relevant countries and other legally binding regulations. The sole binding basis for the purchase of securities from Lux Life Securities or any compartment of Lux Life Securities is the respective then valid private placement offering memorandum with its terms and conditions in connection with the latest business report. These documents are available from Lux Life Securities as well as from all depository and paying agents and administrative agents named in the Offering Memorandum. All of the information published on this homepage is updated and verified in a timely manner by Lux Life Securities with due care and diligence. Nevertheless, Lux Life Securities assumes no liability for the completeness, accuracy of the information. Lux Life Securities cannot be made liable for imprecise, incomplete data as well as for forgery of data.
Additionally, information provided on this website about securities and financial services has been verified in respect of compatibility with Luxembourg law only. In foreign legal systems the distribution of such information may, in certain circumstances, be subject to legal restrictions. Therefore this information is not addressed to natural or legal persons whose residence or business location is subject to a foreign jurisdiction that places restrictions on the distribution of this type of information. The information displayed on this website is particularly not intended for citizens of the United States of America or persons having their place of residence or permanent residence in the United States of America.
Furthermore, Lux Life Securities and its service providers may not be held liable in any way for any elements outside of their control and any direct or indirect damages that may be incurred by you, to the technical environment notably computers, software, applications, network equipment and any other equipment used to access and store the information, resulting from any access to or use of our websites including inaccessibility, data loss, deterioration, destruction or viruses that may affect your equipment and data or the presence of viruses on its site.
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Lux Life Securities cannot guarantee an error-free functioning of this website and does not assume any liability for any damages resulting from the entering and using this website. For reasons of service orientation, this website contains links to other websites not under control of Lux Life Securities S.A and therefore assumes no responsibility for the topicality, accuracy and completeness of the contents of the linked websites. The content and structure of this website are protected by copyright. The copying of any information or data, particularly the use of texts, text extracts or images is only permitted with prior consent from Lux Life Securities. Copyright of all information, text and images featured on the websites is owned by or licensed to Lux Life Securities, registered at the Luxembourg chamber of commerce under n° B 179497. Place of jurisdiction is Luxembourg City.
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Responsible entity for the data processing Lux Life Securities S.A. , L-2633 Luxembourg
Purpose of the processing Managing contacts and the public, social and business relations for the organization
Recipients to whom the data may be disclosed Lux Life Securities S.A., L-2633 Luxembourg and the service providers referred to into the Offering Memorandum Voluntary/obligatory nature of the disclosure of data via this internet offer. All data is disclosed on a voluntary basis from the person concerned.
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This legal information and disclaimer is dated March 2014.
